All citizens of our country deserve the security of universal health care that guarantees access based on need rather than income.
It is a fundamental human right and an important measure of social justice. A government must play the central role in regulating, financing and providing health care. Everyone faces the possibility of poor health.
Risk must be widely shared to ensure fair treatment and equitable rates, and everyone must share responsibility for contributing to the system through progressive financing.
The cost of medical care is rising. In recent years, their expenditures have increased faster than cost increases in other sectors of the economy. In fact, the free market does not work for the health system.
There are two ways of financing health care:
The first is a private method of financing, using workers’ and companies’ money as premiums for the purchase of private insurance, which provides medical care. The established order leaves 47 million people without health insurance.
The second way, which is used by all developed countries in the world, is by taxing workers for health care, which generates a pool of money that is financed through countries’ budgets. The people of our country prefer private health insurance and private health care. Getting used, over time, to the existing system, our people reject all other proposals regardless of their merits.
An analysis of the private health insurance system shows that it is essentially a social method of distributing the premiums collected. Insurance companies collect premiums from all insured workers and spend a portion of them on the medical care of needy patients. As we can see, the private remains only in the undue appropriation of profits. Social distribution does not take place on a nationwide scale, but is only limited by each health insurance company.
Health insurance companies use an unfair practice as the basis for their operations. They select for health insurance only relatively young, healthy and hardworking people, who are rarely ill. Premium rates are steadily increasing, excluding retirees who need much more care. Thus, health insurance companies established for themselves greenhouse conditions. They make billions of dollars in profits, which in essence is a simple misappropriation of unused means from healthy people who do not need medical services. Justifiably, these means should be set aside in a special fund and used for care when these workers retire.
Under the current system, health insurance companies have every reason to limit our care and increase our co-payments and deductibles. HMOs are famous for refusing to cover the necessary hospital stay, denying people coverage for emergency room visits, and stopping medically necessary procedures and therapy. The main reason our system is so expensive is that it has to support profit-seeking HMOs. In the United States, thirty percent of every premium dollar goes to pay for administrative expenses and profits.
HMOs are a useless obstacle between doctors and their patients. A question arises. It is necessary to have HMOs in the system… The answer is clear. There is no need for HMOs. This is an unnecessary link that must be removed. It is necessary to establish a system that allows providers to focus on care and not on profit margins.
The health system needs fundamental change and improvement. It consists precisely in the fact that it is necessary to decide a mature task on the improvement of the medical attention, at the same time that the expenses are reduced and all the citizens of our country are given a goo attention. This great problem does not admit any more delays. It is known that health care in our country is equivalent to a small business, and all participants are interested, like all businesses, in receiving the highest possible profits.
The division of health care into small practices does not favor development in this field and the fundamental medical tasks of reducing the cost of health care for the following reasons:
advanced medical technology cannot be used in these offices; there are no conditions for a high level of organized health services; physicians prefer to minimize the time for medical examination of patients; fee for service is not the best idea in this field.